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Intelligence That Drives Cross-Border Success.

Your BINs May Be in the AI Grey Market

Users in China are buying access to U.S. AI models through crypto-funded cards issued on U.S. BINs. We spoke with an operator inside that market — and mapped the four or five layers of resellers that sit between the program manager and the people actually spending.

Your BINs May Be in the AI Grey Market

Users in China are buying access to U.S. AI models through crypto-funded cards issued on U.S. BINs. We spoke with an operator inside that market — and mapped the four or five layers of resellers that sit between the program manager and the people actually spending.

Does a Payment Facilitator Actually Need a Money Transmitter License?

Most teams assume a sponsor bank relationship means no state money transmitter licenses. The U.S. Payment Facilitator handbook shows why licensing is earned — by how your money moves and how your contracts are written.

The Stablecoin Card Question in LATAM Isn't "Which Country" — It's "Which Issuer"

Regulation isn't the binding constraint on stablecoin cards in LATAM. The issuing partner is — BIN sponsorship, compliance appetite, and whether a stack can go live inside your runway. Five providers, two theories of entry.