This unique conversational series from Chaintech profiles leading innovators who are bridging the world of web3 with traditional fintech.  We take an in-depth look at their leadership philosophies and discuss their  thoughts on trends that are driving fintech's future in the Asia Pacific and around the world . A  secure, compliant, and trustworthy ecosystem is crucial for web3 fintech technologies, such as DeFi apps and stablecoins to scale. BlockSec,  a blockchain security c

The Federal Reserve's proposal to introduce 'skinny master accounts' represents potentially one of the most significant regulatory developments in the payments industry in recent memory. While headlines celebrate this as a victory for innovation, a deeper analysis reveals a more nuanced picture. This move signals the Fed's growing recognition that payment rails are fundamentally changing, but it also raises critical questions about access, competition, and whether this policy

How JPMorgan's embrace marks the death of crypto's founding ideals—and why that might be exactly what the market wanted. On October 24, 2025, JPMorgan Chase announced it would allow institutional clients to use Bitcoin and Ethereum as collateral for loans by year-end. Bitcoin's price? Hovering around $113,000, down from its July peak of $124,000. 17 years ago today—October 31, 2008—Satoshi Nakamoto published the Bitcoin whitepaper. The timing wasn't coincidental. It came just

I. Opening: Observations from an Industry Veteran When I joined First Data in 2015, I had the opportunity to work deeply with VisionPlus, a card issuing system that processes hundreds of millions of cards globally. That experience fundamentally reshaped my understanding of card issuing—I thought I knew payments well, but the complexity and sophistication of VisionPlus far exceeded my expectations. Today, when I see Web3 entrepreneurs calling a few CaaS APIs, building a fronte

Possibly the Most Important Announcement in Payments

By - J. Michael Bradley

There are currently close to 11,000 US-based fintech companies, ranging from early-stage startups to the world's largest and most successful unicorns. However, they all seem to have one thing in common right now: a slowdown in opportunity. After almost a decade of growing access to venture capital, skyrocketing valuations, explosive hiring, and ambitious expansion, many US and other countries' fintech companies must now navigate a new world. Fintechs are faced with crashing v