Merchant of Record Is Not a Model
Merchant of Record is a commercial role, not a card-network processing designation. Mike explains when MoR-as-a-service becomes payment facilitation, and why the label never removes sponsorship, compliance, or liability.
What PayPal Learned About AI Before AI Existed
PayPal nearly collapsed in 2000 — not because of bad technology, but because it trusted pure automation to fight intelligent adversaries. Twenty-six years later, FinTech operators are repeating the same mistake with LLMs. Here's what the Igor system still teaches us about AI, accountability, and the architecture that actually holds up.
Building the Bridge: Powering Payments for a Global, AI Native World
Lin Wang built Payinsider without funding, serving AI-native merchants who need Web2 payment expertise. In this Leadership Spotlight interview, she explains why payment orchestration is the bridge between legacy infrastructure and the agent economy — and why timing matters when merchants consider building in-house.
